According to the regulator's forecasts, the number of digital ruble accounts held by individuals could increase to 5,000, while the number of legal entities could increase from 70 to 100.
By the end of 2026, the number of individual accounts will reach 50,000, while the number of legal entity accounts will reach 12,000. In the fourth quarter, the Central Bank plans to conduct tests with smart contracts on the platform, using spending control tools.
The agency noted that the widespread implementation of the digital ruble will begin on September 1 of next year. During this period, payments from legal entities to individuals, including salary and insurance payments using the digital ruble, will be developed.
Furthermore, it is planned to implement the functionality of accepting payments from companies and individuals into the budget system, as well as to process settlements and commission payments to banks included in the digital ruble platform. The Central Bank believes that the state-owned stablecoin could become a common method of payment in the economy within the next 5-7 years.
Earlier, Anatoly Aksakov, Chairman of the State Duma Committee on Financial Markets, stated on Radio Rossiya that the digital ruble has at least one advantage: the absence of additional costs associated with acquiring.